A. What is this policy?
B. What information do we gather?
We receive information from you three main ways: (1) when you send it to us, (2) by means of automated technology and (3) by requests from others. These three categories have been broken down in greater detail below:
1. You give information to us
You can provide us with information in different ways, such as via forms or other ways offered by our services. In our web flow, the most likely way you will provide us with your information is to have us quote for you. Even if you don’t finish site flows, we compile, stored and use this information and the information below in Categories 2 and 3. In order to produce a life insurance quote for you, for example, we will ask you some basic questions about your medical history. You provide us with information in two categories. Social information identifies you personally such as your name , email address, social security number or telephone number. personal information. Non-personally identifying information, such as gender, income or what sort of products you are interested in, is information about yourself or your household. When we combine personal information that is not personal information (such as usage information, as described below), we treat it as personal data for as long as it is combined.
2. Auto-collection of information
Please note that you can opt to reject cookies on your web browser or to inform you when cookies are delivered. You can also change your privacy and advertisement settings on your mobile device to check if you want more advertisements. Please note that some parts of our Services may not work correctly if you make such changes.
3. Provide us information from third parties
C. How we use our collection of information
In order to operate our services, we use the data we collect from you and from third parties and to provide insurance quotes and communicate with you, and to improve your experience. Having used the information we obtain, here are some examples: To provide you with customized services. In order to provide you with the Services, we use the information we collect. The products of financial services are complex and we do not adopt a unique approach to help you find the right products. The knowledge we gather allows us to do so by offering a description of who you are. To enhance our services. Our services are constantly enhanced. The information that we collect helps us to improve consumer experience and how we comply in real time with product recommendations. For example , in some cases, we may use the information you provided, although the web flow is not complete, so that this information is prepared for your convenience if you return to the web site. In addition, we may use information from you for the detection, deterrence, prevention or action of incidents including suspected fraud, malicious or illegal activities or infringement of our policies.
To contact you.
To connect, some of the customized services you provide connect quickly with real people who can help you with financial services. We use the information that you provide to contact you with quotations or other product recommendations that you have requested via our web sites. For instance, we’ll likely call you from one of our experienced licensed agents if you supply your telephone number and email, and then agree to our touch. We will also provide you with text and email information about how to contact us, unique deals and other related details (e.g. open enrollment deadline for health insurance requests). Additional contact opting out. While we want you to speak directly with a professional as quickly as possible, we will respect your request for no further contact. By asking to be placed on our Do Not Call List, you can easily opt out of further communication with us by answering “STOP” on our text messages, or with our email list unsubscribe.
On equal grounds.
We are operating in a controlled industry and therefore reserve the right, without notice to you, to view, use, store , distribute or communicate any information you may reasonably have to use of our Services to comply with applicable laws; respond to grievances, legal proceedings, or requests by government; implement our Terms of service; or react to similar steps. D. When we share or transmit information we receive We work together with a variety of companies as distributors of financial services products to provide the Products and also exchange knowledge with those companies. Even if we want to respond directly to all our customers ‘ needs with our direct partners, we may sometimes sell the information you provide to third parties, with your explicit consent, to help you respond better to your needs. In relation to your use of our services, you can read how we distribute and/or sell your information , including personal information:
To offer and expand our programs, share knowledge with our clients (e.g. insurance companies). With the third-party partners we work with to provide the services that you receive, we can share your information. For instance, we work closely with certain insurers to provide customized insurance quotes to our customers. Therefore, we can share your information with the carriers when you apply for a quote to generate the quote for you. Or we can call you and direct your call to one of the carriers’ agents to follow you with your options. Or we can redirect you to one of those partners’ websites and pre-populate your information there so that your request for financial services can be met seamlessly.
Sell data with your permission to third-party suppliers.
Where we believe others can offer you useful products, we may send your information to third parties who will try to meet your needs after receiving your authorization. For instance, we can share your data with our data provider partners, so that we can provide more information about you, so that our experience and the product recommendations can be further personalized. We may also share your information with our service providers to ensure that we comply with our legal obligations and requirements, including to provide us or third-party suppliers with a documented consent. We may also share detected or aggregated data we collect with third parties, such as demographic information identified or computer or device information on which you access the Service. For a number of reasons, we share these knowledge, including to track and understand the use of services and develop our products and features. With your permission, offer details to third parties. Where we believe other people can offer you helpful products, we may sell your information to third parties who will try to meet your requirements after obtaining your authorization. These third parties could be other insurance agencies, insurers, providers of financial services or other entities that facilitate connection processes between customers and suppliers of financial services. These third parties, or the entities with which they are working, may contact you on the basis of your consent. As part of a change in business. As part of, or in preparation for, a change of control, restructuring, corporate change or sale or transfer of assets, we may disclose and transmit information on you to a third party. For legal reasons. For legal reasons. For certain legal reasons as described above, we reserve the right to transmit or disclose any information about you to third parties.
E. Why do we secure your data?
In order to protect your personal information from ever-growing threats we strive to use reasonable administrative, technical and physical guarantees and other security measures. Unfortunately there can be no 100 percent secure data transfer over the Internet or the data storage network. Please inform us immediately, in accordance with the following communication methods, if you have reason to believe your relationship with us is not safe anymore.
F. Various notices
Would you like more information? You take the time to read this, we appreciate it. You can reach us at email@example.com or send us a letter to us at 3110 Main St, BLDG C, Santa Monica, CA 90405