Your car insurance company isn’t necessarily the first person you want to contact after you’re
married, but they will be on your personal list as soon as you go back from your honeymoon.
You will not only need to add the name of your partner to the policy, but you may also be
eligible for a car insurance discount when you tie the knot. Most automobile insurance firms give
lower rates to married couples than individuals pay and this trend has some historical foundation.

Better married couple rates

Nobody knows exactly why, but married couples appear to be in fewer traffic accidents — and
therefore file less claims — than their counterparts. Perhaps settling and raising children is a
prudent rider, or maybe married couples prefer to live in less trafficked neighbourhoods.
Whatever the reason, insurers are able to offer lower rates to married couples because they are
less likely to lose insurers money.

annual review process. It can be especially effective to shop for your auto insurance policy once
a year, when growing numbers of insurers use competitive pricing and analyze their customer
behavior when setting rates.

Checking your savin

The savings would depend on many factors, including the state, the insurance provider and
individual risk factors ( e.g. age , gender and driving records). Call the insurance provider to ask
them to get new car insurance rates and see how much you can save. You won’t only be able to
cover your pension from your savings, but you can pay off your monthly premiums for a few
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bucks.